Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Cost
- Starting at 5.5%
Funding programme
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Term
- 6 months – 3 years
- Cost
- Starting at 4.5%
- Funded in
- 1–2 days
What it gives you
What line of credit gives you.
- Interest on the drawn balance only
- Refills as it is repaid
- Costs nothing while unused
- No reapplying to draw again
Line of credit
What it gives you
A line of credit is a limit rather than a lump sum. Draw against it, repay, draw again, without a fresh application each time, and pay interest on the balance you have taken rather than on the whole facility.
Because an unused line is free to hold, it is the one program here worth arranging before anything has gone wrong — which is also when it is easiest to arrange. A business that is not yet under pressure reads better to a lender than one that is.
The application
Apply
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
All six
All six, with this one where it sits
Every figure side by side, so the comparison does not depend on remembering the last page.
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Cost
- Beginning at 6%
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Cost
- As low as 8%
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Amount
- $5,000 – $500,000
- Cost
- 10% – 35% factor