Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Cost
- Starting at 5.5%
Funding programme
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Cost
- Beginning at 6%
- Funded in
- 1–2 days
What it gives you
What short-term loan gives you.
- Quicker approval than a longer loan
- Total cost visible from the start
- Up to 24 months
- Nothing pledged against it
Short-term loan
What it gives you
The same shape as a term loan over a shorter period, usually a year or less. Less time on the books generally means an easier approval and a total cost whose end you can see from the start.
It suits an unexpected bill, a quiet month, a short project that will pay for itself, or an order with a closing date on it. If what the money buys will still be earning in three years, ask about the term loan instead: it runs longer and the payment is smaller.
The application
Apply
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
All six
All six, with this one where it sits
Every figure side by side, so the comparison does not depend on remembering the last page.
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Cost
- Beginning at 6%
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Cost
- As low as 8%
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Amount
- $5,000 – $500,000
- Cost
- 10% – 35% factor