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Funding programme

Working Capital Loan

For payroll, rent, stock, and the stretch between the work and the payment.

Amount
Up to $1,000,000
Term
Daily or weekly ACH
Cost
Starting at 4.5%
Funded in
1–2 days

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A salon desk, where working capital is actually spent.

What it gives you

What working capital gives you.

  • Any business use, no restrictions
  • Nothing pledged against it
  • Daily or weekly repayment
  • Sized to the shortfall

Working capital

What it gives you

Working capital funds the running of a business at the size it already is, rather than the cost of making it bigger. Repayment is collected by daily or weekly ACH, which suits a shortfall that closes over months rather than years.

Size it to the gap. Taking two years of money to solve a three-month problem is the most expensive ordinary mistake on this page, and talking somebody out of it is usually the most useful thing a specialist does all week.

The application

Apply

About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.

Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.

All six

All six, with this one where it sits

Every figure side by side, so the comparison does not depend on remembering the last page.

Term Loan

One lump sum at a fixed rate, with a payment that does not move for up to three years.

Amount
$20,000 – $1,000,000
Cost
Starting at 5.5%

Business Line of Credit

An approved limit that costs nothing until the day you draw on it.

Amount
Up to $1,000,000
Cost
Starting at 4.5%

Short-Term Business Loan

A term loan with a shorter life, for the thing that will not wait for a bank.

Amount
$10,000 – $1,000,000
Cost
Beginning at 6%

Working Capital Loan

For payroll, rent, stock, and the stretch between the work and the payment.

Amount
Up to $1,000,000
Cost
Starting at 4.5%

Equipment Financing

For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.

Amount
Up to $250,000
Cost
As low as 8%

Business Cash Advance

An advance against future receivables, repaid as a share of what comes in. The dearest money here.

Amount
$5,000 – $500,000
Cost
10% – 35% factor

Next: Term Loan →