Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Cost
- Starting at 5.5%
Funding programme
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Term
- 1 – 5 years
- Cost
- As low as 8%
- Funded in
- Monthly repayment
What it gives you
What equipment financing gives you.
- 12+ months in business
- 650+ credit score
- $50,000+ annual revenue
- Terms out to five years
Equipment financing
What lenders usually look for
Equipment financing covers the cost of buying or leasing what a business actually operates. Most owners hear the phrase and picture heavy plant; refrigerators, vehicles, medical devices, ovens, servers and computers all finance the same way.
Qualifications vary by lender and by the equipment itself. If a business does not meet all of them — a credit score under 650, say — solid cash flow can still make the case, because the equipment normally stands behind the loan. Ask what the security is before signing; it is the one program here where that question has a different answer.
The application
Apply
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
All six
All six, with this one where it sits
Every figure side by side, so the comparison does not depend on remembering the last page.
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Cost
- Beginning at 6%
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Cost
- As low as 8%
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Amount
- $5,000 – $500,000
- Cost
- 10% – 35% factor