Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Cost
- Starting at 5.5%
Funding programme
Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Term
- Up to 36 months
- Cost
- Starting at 5.5%
- Funded in
- 1–2 days
What it gives you
What term loan gives you.
- Fixed rate, fixed monthly payment
- Up to three years to repay
- Nothing pledged against it
- No restriction on what it funds
Term loan
What it gives you
A term loan hands over a defined amount and takes it back monthly on a schedule fixed at signing. Because nothing about the payment moves, what it costs over three years is arithmetic you can do before you commit rather than a figure you discover afterwards.
It is the instrument for a move with a price already attached: a second location, a refit, a large order, a hire, or clearing something dearer that is already on the books. Nothing is pledged against it.
The application
Apply
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
All six
All six, with this one where it sits
Every figure side by side, so the comparison does not depend on remembering the last page.
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Cost
- Beginning at 6%
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Cost
- As low as 8%
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Amount
- $5,000 – $500,000
- Cost
- 10% – 35% factor